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5 Water Damage Risk Factors in Your Home

According to the American Insurance Association, water damage claims are increasing in the United States and has become the second most commonly filed insurance claim. Property damage due to water caused $11 billion in annual homeowner policy property losses from 2010 to 2013. These figures do not include homeowner deductibles or unreported losses so the actual dollar amount of damage is most likely far greater. Most water damage losses are caused by plumbing or appliance failures. Any appliance in your home that uses water is susceptible to leakage. It is not a matter of “if”, but “when.” The Risk Factors 1. Water heaters. The average water heater will last for 9-14 years. That is the average. Some will fail at 4-5 years. If your water heater is located inside your home, here are some tips to help protect you from water damage: Drain and flush...

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Did You Know Your Homeowners Insurance Doesn’t Cover Sewage Backup?

In the water damage restoration business, we categorize water in 3 ways. First is “clean” water, second is what we used to call “grey” water. The 3rd of these categories is the worst because the water is highly contaminated and can cause serious illness, and in some cases, even death. The IICRC used to refer to this category as “black” water. It can also make the restoration process lengthier and more complicated in the affected areas. What is one of the main sources of this type of water? You guessed it. Sewage. Oh, but no problem, you are covered, right? Or are you? It is estimated that more than 500,000 sewer backups occur annually in the United States. That means that just about every minute someone is dealing with this problem. This can happen for a variety of reasons, including issues from aging sewer systems,...

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5 Common Problems Leading to Indoor Flooding

One of the worst problems leading to flooding is Mother Nature herself. We certainly don’t open the door and invite her in, but she seems to have a way of making her presence known whether we want a visit or not. Often times, her grand entrance into our homes comes through flooding caused by heavy rainfall, which leads to saturated soil and overflowing springs, creeks or rivers. According to the FEMA website’s ‘Flood Facts’ page, in the past 5 years, all 50 states have experienced floods or flash floods and most homeowners insurance does not cover flood damage. You may want to check out more surprising facts at: https://www.floodsmart.gov/floodsmart/pages/flood_facts.jsp Putting nature aside, let’s take a look at the following, more common problems in regard to flooding. Full Septic Tank/Clogged Drain Pipes Debris Filled Rain Gutters Leaking Water Heaters Clogged Sink Drains Faulty Washing Machine Hose...

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