Monthly Archives: April 2014

5 Water Damage Risk Factors in Your Home

According to the American Insurance Association, water damage claims are increasing in the United States and has become the second most commonly filed insurance claim. Property damage due to water caused $11 billion in annual homeowner policy property losses from 2010 to 2013. These figures do not include homeowner deductibles or unreported losses so the actual dollar amount of damage is most likely far greater. Most water damage losses are caused by plumbing or appliance failures. Any appliance in your home that uses water is susceptible to leakage. It is not a matter of “if”, but “when.” The Risk Factors 1. Water heaters. The average water heater will last for 9-14 years. That is the average. Some will fail at 4-5 years. If your water heater is located inside your home, here are some tips to help protect you from water damage: Drain and flush...

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Did You Know Your Homeowners Insurance Doesn’t Cover Sewage Backup?

In the water damage restoration business, we categorize water in 3 ways. First is “clean” water, second is what we used to call “grey” water. The 3rd of these categories is the worst because the water is highly contaminated and can cause serious illness, and in some cases, even death. The IICRC used to refer to this category as “black” water. It can also make the restoration process lengthier and more complicated in the affected areas. What is one of the main sources of this type of water? You guessed it. Sewage. Oh, but no problem, you are covered, right? Or are you? It is estimated that more than 500,000 sewer backups occur annually in the United States. That means that just about every minute someone is dealing with this problem. This can happen for a variety of reasons, including issues from aging sewer systems,...

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